Savings Accounts

Open your Primary Savings to become a member and to enjoy all the benefits of membership. We have a variety of accounts to help you reach your savings goals for whatever you may be saving for, such as a vacation, a new car, or holiday expenses. Set up automatic transfers between accounts to help reach your financial goals.

Primary Share Account: A requirement of every membership in the credit union. All that is needed to open a BRCCU savings account is $10.00. This $10.00 must stay in the account at all times, as it is your share (or buy in) of the credit union.

Features:

  • Interest-bearing account on balances of $25.00 or more
  • ATM accessible
  • Unlimited withdrawals at branch
  • Accessible through our online banking system
  • Accessible through our audio response system
  • Receive quarterly paper statements or eStatements
  • Insured by the NCUA (based on NCUA guidelines)

Benefits:

  • Designates you as a member
  • Share account makes discounts available exclusively to credit union members (Includes all discounts offered by Love My Credit Union)
  • Allows members to take advantage of our competitive rates

Money Market Savings Account: This savings account yields a higher rate of interest for members that maintain larger balances with BRCCU. A minimum balance of $2,500.00 must be maintained at all times. Failure to maintain this balance will result in the remaining balance to be transferred to the Primary Savings Account.

Features:

  • Interest-bearing account on balances of $2,500.00 or more
  • No monthly service fee
  • Not ATM accessible
  • Minimum balance of $2,500.00
  • Interest is compounded monthly
  • Accessible through Online Banking
  • Accessible through Audio Response
  • Receive quarterly paper statements or eStatements
  • Insured by the NCUA (based on NCUA guidelines)

Benefits:

  • Yields a higher rate of interest than our other savings accounts
  • Helps members reach their savings goals faster

 

Stash Your Cash Savings Account: Side shares are just like regular savings accounts that are attached to your primary number. They give you the flexibility to save for specific things such as a family adventure, new furniture, college tuition, or anything else.

Features:

  • No minimum balance
  • Maximum of 4 withdrawals a year
  • No Monthly Service Fees
  • Higher interest rate
  • Accessible through our online banking system
  • Accessible through our audio response system
  • Receive quarterly paper statements or eStatements
  • Insured by the NCUA (based on NCUA guidelines)
  • Automatic Payroll Deduction Available

Benefits:

  • Yields a higher rate of interest than our other savings accounts
  • Helps members reach their savings goals faster

Christmas Club Savings Account: The holidays are great, but it also stretches the budget. Be prepared for your end of year holiday expenses with our account designed to help you save for the holiday season all year long.

Features:

  • No minimum balance
  • No Monthly Service Fees
  • Higher interest rate
  • Accessible through our online banking system
  • Accessible through our audio response system
  • Receive quarterly paper statements or eStatements
  • Insured by the NCUA (based on NCUA guidelines)
  • Automatic Payroll Deduction Available

Benefits:

  • Yields a higher rate of interest than our other savings accounts
  • Helps members save for the holiday

Click Here for Information on our Youth Accounts.

Click here for current rates.

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