Checking Accounts

Share Draft/Checking Account: Our checking account allows you to access your money through transactions and offers the most convenient ways for you to access your accounts. Money is accessible through traditional face-to-face meetings, written checks, and electronically through ATM, ACH, direct deposit, EFT, etc.


  • No minimum balance charges with a balance of $300.00 or more.
  • No per check charges
  • Overdraft Loan Protection
  • May qualify for $500.00 in Courtesy Pay privileges 60-90 days after account opening
  • Click here to view our Courtesy Pay policy
  • Non-interest bearing
  • ATM/Debit Card accessible
  • Debit MasterCard offers zero liability if lost or stolen
  • Accessible through It'sME247 - 24 hour banking
  • Accessible through our 24 hour audio response system
  • Monthly eStatements or paper statements
  • Insured by the NCUA (based on NCUA guidelines)
  • Direct Deposit/Payroll Deduction
  • Free Starter Checks


  • Provides easy access to your money 24/7 through the use of ATM/Debit Cards (subject to withdrawal limitations)
  • No transaction limits and no per-check writing fee
  • Account features include: Bill Pay, Direct Deposit, Overdraft Protection and Courtesy Pay

To reorder your checks online click here:     
 Reorder Your Checks Here and Save Money
First Time Ordering Please Call (586)727-6855!

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