Auto Loans

Belle River Community Credit Union offers a variety of loans with flexible repayment terms to suit your needs.

To apply for a loan click here!
You will have an answer in 24 hours!

Auto Loan Promotion

Besides getting a fast Pre-approval and a low interest rate, the benefits don’t stop there! For every qualified auto loan, Belle River will donate $50 in your name to one of the following local charities: Operation Care Package, SNAP, or Turning Point. Our application is quick and easy. Apply in person, by phone, or online today!

Get pre-approved now for your purchase or refinance your current auto loan from another financial institution!

**Promotion excludes revolving credit, line of credit, mortgages, home equity loans, and loans under $7,000.00.



Reduce your current rate by

0.50% APR*Loan Promotion

As low as 2.24% for up to 60 months!

*APR= annual percentage yield. Subject to qualifications. Promotion excludes revolving credit, line of credit, mortgages, home equity loans, shared secured, other secured, current BRCCU vehicle loans and loans under $7,000.00.

Bringing your Auto loan to BRCCU will instantly save on interest when you refinance with us!

These days, any extra money can come in handy. If you’re trying to cut costs wherever possible, refinancing your auto loan can free up some cash. For a limited time, when you refinance your auto from another financial institution BRCCU will reduce your interest rate by 0.50% APR for as low as 2.24% for up to 60 months. Refinancing can save you hundreds or even thousands of dollars over the life of your auto loan.


Auto Loan Rates as low as 2.24% APR*!

0.25% Discount for Members that are on direct deposit and have automated payments, OR members that take Life and Disability insurance. (Mortgages and Home Equities do not apply).

Besides getting a great interest rate, you will also help a local charity when you finance a loan with Belle River Community Credit Union. BRCCU will donate $50 in your name to one of these well deserving charities: Operation Care Package, SNAP, or Turning Point.**  

*APR=annual percentage rate.  Subject to qualifications. Rate includes direct deposit of net check and auto payments or members that take Credit Life & Disability insurance.

**Promotion excludes revolving credit, line of credit, mortgages, home equity loans, and loans under $7,000.00.


BRCCU believes in our young adults and the future of our community and wants to help you get your first big “brake”.

We offer new or used vehicle financing to our college bound students with a qualified co-signer at a rate .25% LOWER THAN OUR ALREADY LOW VEHICLE LOAN RATES!!

Life is full of challenges today for young adults. It has become almost a necessity for you to obtain a college education to find a good paying job and further your career paths.  With this comes a multitude of expenses, the cost of a college education, financing a vehicle to travel to and from college or work and automobile insurance to name a few. In addition many of you pay very high interest rates for your first loans. This is because most financial institutions have risk-based lending policies based on credit score criteria where young people pay a very high interest rate due to lack of credit and length of employment, regardless of your parents co-signing. Not here we want to see you get a "brake".

Click here to view our current loan rates.

Click here to view our financial calculators.


Guaranteed Auto Protection (GAP)

Consider adding a GAP waiver to your next auto loan with us. It protects you in the event your vehicle is stolen or damaged beyond repair. It relieves you of the difference between your loan balance and what your primary insurance policy or third party insurance policy settlement pays you. Having GAP coverage will also give you $1,000.00 towards the purchase of a new vehicle. Ask your loan officer about it the next time you get an auto loan. (subject to terms, conditions, limitations, and fees)

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