Belle River Community Credit Union Schedule of Fees & Service Charges
|
Savings Account Fees |
|
| Minimum Opening Deposit of | $10.00 |
|
Monthly Service Charge (waived if $200.00 is maintained in the savings or have a checking, money market, loan, or certificate of deposit on the same account) |
$5.00 |
| Closing Account Fee (within 180 days of opening) | $10.00 |
| Re-Open Account Fee (within 180 days of closing) | $10.00 |
| Inactive Account Fee (account dormant for 1 year and balance below $500.00, charged per month) | $5.00 |
|
Checking Account Fees |
|
| Minimum Opening Deposit of | $20.00 |
| Monthly Service Charge (waived if $300.00 is maintained in the checking) | $3.00 |
| Check copies | $5.00 |
| Check Orders (150 duplicate per order) | $11.86 |
| Starter Checks | $3.00 |
|
Overdraft Service Charges |
|
| Overdraft Transfer Fee | $3.00 |
| NSF Fee per item (drafts, debit card transactions, pre-authorized withdrawals) | $29.00 |
| Courtesy Pay per item paid | $29.00 |
|
Card Service Charges |
|
| Replacement ATM/Debit Cards | $6.00 |
| Replacement ATM/Debit Pin Reminder | $4.50 |
| ATM withdrawal fee (6 free per month with direct deposit of net check) | $1.00 |
|
Services and Special Processing Charges |
|
| E-Statements | Free |
|
Paper Statement Fee (monthly, quarterly) Exclusions: primary members under 18 or over 70 years of age |
$2.00 |
| Account History or Statement per page | $1.00 |
| Cashier’s Check (1 free per month, or 5 free per month with a You've Earned It Account) | $2.00 |
| Certified Check | $3.00 |
| Money Orders | $2.00 |
| Money Orders for ages 60 and older | $1.00 |
| Domestic Wire (must be called in by 3pm) | $20.00 |
| Credit Union Wire Transfer | Free |
| Foreign Wire (must be called in by 2pm) | $25.00 |
| Skip-a-payment | $25.00 |
| ICUL Gift Cards $25.00 to $500.00 | $4.50 |
| Staff Transfers & Balance Inquiries over phone (per request, free thru audio response system & yourcu@home) | $2.00 |
| Stop payment fee per item | $20.00 |
| Return check fee | $10.00 |
| Copy (per page) | $1.00 |
| Fax (per page) | $1.00 |
| Return Mail | $2.00 |
| Garnishment/Legal Processing Fee | $40.00 |
| Account Reconciliation or Research (per hour) | $25.00 |
| Non-member Check Cashing of BRCCU checks | $5.00 |
| Escheat fee | $25.00 |
| ICUL Travel Money Cards $250.00 to $9999.00 | $10.00 |
|
Mortgage or Home Equity |
|
| Penalty for payoff within one year of origination date | $300.00 |
| Underwriting Fee | $550.00 |
- Membership Agreement
- Account Agreement
- Funds Availability
- Electronic Fund Transfer Services and Member Agreement
- Wire Transfer Agreement
- Truth-In-Savings Disclosure
- Note, Security Agreement and Truth-In-Lending
- Revolving Credit Contract and Truth-In-Lending Disclosure
- Line of Credit Contract and Truth-In-Lending Disclosure