Belle River Community Credit Union Schedule of Fees & Service Charges
Savings Account Fees |
|
Minimum Opening Deposit of | $10.00 |
Monthly Service Charge (waived if $200.00 is maintained in the savings or have a checking, money market, loan, or certificate of deposit on the same account) |
$5.00 |
Closing Account Fee (within 180 days of opening) | $10.00 |
Re-Open Account Fee (within 180 days of closing) | $10.00 |
Inactive Account Fee (account dormant for 1 year and balance below $500.00, charged per month) | $5.00 |
Checking Account Fees |
|
Minimum Opening Deposit of | $20.00 |
Monthly Service Charge (waived if $300.00 is maintained in the checking) | $3.00 |
Check copies | $5.00 |
Check Orders (150 duplicate per order) | $11.86 |
Starter Checks | $3.00 |
Overdraft Service Charges |
|
Overdraft Transfer Fee | $3.00 |
NSF Fee per item (drafts, debit card transactions, pre-authorized withdrawals) | $29.00 |
Courtesy Pay per item paid | $29.00 |
Card Service Charges |
|
Replacement ATM/Debit Cards | $6.00 |
Replacement ATM/Debit Pin Reminder | $4.50 |
ATM withdrawal fee (6 free per month with direct deposit of net check) | $1.00 |
Services and Special Processing Charges |
|
E-Statements | Free |
Paper Statement Fee (monthly, quarterly) Exclusions: primary members under 18 or over 70 years of age |
$2.00 |
Account History or Statement per page | $1.00 |
Cashier’s Check (1 free per month, or 5 free per month with a You've Earned It Account) | $2.00 |
Certified Check | $3.00 |
Money Orders | $2.00 |
Money Orders for ages 60 and older | $1.00 |
Domestic Wire (must be called in by 3pm) | $20.00 |
Credit Union Wire Transfer | Free |
Foreign Wire (must be called in by 2pm) | $25.00 |
Skip-a-payment | $25.00 |
ICUL Gift Cards $25.00 to $500.00 | $4.50 |
Staff Transfers & Balance Inquiries over phone (per request, free thru audio response system & yourcu@home) | $2.00 |
Stop payment fee per item | $20.00 |
Return check fee | $10.00 |
Copy (per page) | $1.00 |
Fax (per page) | $1.00 |
Return Mail | $2.00 |
Garnishment/Legal Processing Fee | $40.00 |
Account Reconciliation or Research (per hour) | $25.00 |
Non-member Check Cashing of BRCCU checks | $5.00 |
Escheat fee | $25.00 |
ICUL Travel Money Cards $250.00 to $9999.00 | $10.00 |
Mortgage or Home Equity |
|
Penalty for payoff within one year of origination date | $300.00 |
Underwriting Fee | $550.00 |
- Membership Agreement
- Account Agreement
- Funds Availability
- Electronic Fund Transfer Services and Member Agreement
- Wire Transfer Agreement
- Truth-In-Savings Disclosure
- Note, Security Agreement and Truth-In-Lending
- Revolving Credit Contract and Truth-In-Lending Disclosure
- Line of Credit Contract and Truth-In-Lending Disclosure