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Young Investors


At Belle River Community Credit Union, we are committed to the youth of our future. We offer a variety of special accounts tailored to grow with you.

 We would love to have you join Belle River Community Credit Union
Click Here for Membership Application!

Special Youth AcYouth acctscounts: 

Any child or young adult under the age of 13 opening an account receives either an activity book & crayons or a Young Adult's Guide to Money to teach them the importance of savings and credit.

There's more...
Our youth accounts feature competitive dividends earned on any amount over $25.00. And every year during National Youth Week in April the credit union pays for the 1st $10.00 share upon opening your new account.




Youth Accounts




Youth Account

Sizzlin' Savers Club for Young Adults! 

The Sizzlin' Savers account is for kids ages 8-17.
Sizzlin' Savers enjoy these benefits:

*ATM cards with no ATM withdrawal fees (Ages 13-17)

*Short term, low minimum balance certificate of deposit

*Online banking access

*Special drawings held quarterly for our savers!


Reality Checking Account

Teens ages 16-17 are also eligible for our Reality checking account.
Reality checking account holders enjoy these benefits:

*No minimum balance fees

*A free box of basic checks

*Debit/ ATM  cards with no withdrawal fees

*Online banking access


* A parent must be a signer on both accounts.


Independence Savings & Checking Accounts 

Piggy Bank

Attention C
ollege Students!

Because we know it can be difficult saving money and going to college, we are now offering a special savings and checking program for young adults ages 18 to 25 who are college students. Just bring in your student ID and enjoy these  benefits:

  • No minimum balance fees or monthly service fees
  • Debit or ATM cards (upon approval)
  • No ATM/Debit card withdrawal fees
  • One free box of basic checks
  • 10 free starter checks
  • Free e-Statements and online banking
  • 24/7 audio teller
  • Unlimited check writing
  • Direct deposit
  • 3 free outgoing wire transfers per month to a financial institution in your college town
  • Overdraft protection
  • 10% off Sprint/Nextel regular service plans
  • Give 'Em A Brake auto loans (.25% lower than our standard rate)
  • .02% dividend rate on the savings account for balances more than $25.00
  • $250.00 minimum balance on 6 and 12 month certificates of deposit

For more information, give us a call or stop in and see a member service representative today!


Before You Go to College


Education Planning:
Finding the Right College For You:
Visit our award-winning college planning site by clicking on this logo:

Educational Planner

School Search
Find your dream school and apply online - you'll find applications to over 4,000 schools.

Test Preparation
Practice and prepare for standardized
tests, including the SAT, ACT, GRE and GMAT.

Admission Planning:
We have tips, tools and advice to help you apply for college.

Not Ready for College?
If your child is in elementary or middle school and is just starting to think about "what to be when I grow up," we have a s
pecial set of information and activities just for you and your son or daughter. Help them get excited about learning and the future. Choose your age group:

Applying for Financial Aid:

Free Application for Federal Student Aid (FAFSA).
Get your
online application!
If you do not submit a FAFSA,
you will NOT be eligible to receive student aid.

Start Earning Savings Now with:


 U Promise
Click Here!


Paying for college has never been easier. Buy your groceries. Shop online. Eat out at a restaurant. Get a new pair of jeans. Send flowers to a loved one. Open a FREE Upromise account, buy products and services from hundreds of contributing companies and these everyday activities can help pay off your student loan. 

Need Budgeting and Financial Advice to Save and Pay for Your Education?

College students and grads- learn to manage your money,
student loans, budget and credit cards.

Budget Calculator  - Five simple steps to help you get your money in order.



BRCCU believes in our young adults and  the future of our community and wants to help you get your first big “brake”.  We offer new or used vehicle financing to our college bound students with a qualified co-signer at a rate .25% LOWER THAN OUR ALREADY LOW VEHICLE LOAN RATES!  

     Life is full of challenges today for young adults. It has become almost a necessity for you to obtain a college education to find a good paying job and further your career paths.  With this comes a multitude of expenses, the cost of a college
education, financing a vehicle to travel to and from college or work and automobile insurance to name a few. In addition many of you pay very high interest rates for your first loans. This is because most financial institutions have risk-based lending policies based
on credit score criteria where young people pay a very high interest rate due to lack of credit and length of employment, regardless of your parents co-signing. Not here we want to see you get a "brake".

Contact Us for More Information!



 Click Here For Great Consumer Articles!


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Belle River Community Credit Union
10636 Gratiot Avenue
P.O. Box 159
Richmond, Michigan 48062
(586) 727-6855
Fax: (586) 727-7460