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Online Banking!Online banking
Log in here for 24/7 access to your account!

You can now access your BRCCU account from our Welcome page! You can balance your checkbook, view account balances, obtain history information, transfer and withdrawal funds, obtain free check copies, apply for loans, certificate of deposits and so much more!!! All you have to do is go to our Welcome page and click on YOURCU@HOME. You will be prompted to enter your account number and the last four digits of your social security number. Once you have logged in, you will be prompted to change your password immediately so make sure you choose one you will remember!


Speedy TellerSpeedy Teller

For access to your account 24 hours a day, 7 days a week BRCCU has a toll free number for you. You can get balance inquiries, transaction history, check clearings, verification of ATM/EFT transactions, have a check mailed to your home, make loan payments, transfer money and much more. Just call 1-800-983-9581 and follow the menu instructions for the transaction you wish to perform.


Additional Services

*Cashiers Checks

*Money Orders

*Travel Money Cards *Gift Cards
*Direct Deposit/Payroll Deduction *Drive Thru Service
*Night Depository

*Free Notary Service

*ATM Machine *Online Banking

Contact us or call 586-727-6855 if you need assistance with any additional services!


Incoming Wire Instructions:

Wire to:     Alloya Credit Union, Southfield, MI 

                 Routing Number 272478075

                 Further Credit To:  Belle River Community Credit Union

                 Routing Number 272484108

                 Phone (586)727-6855

                 Final Credit To:  Member's Name and Account # (Please specify Checking or Savings)


ATM/DEBIT CARDS Like to shop online? Mastercard Securecode

With a BRCCU ATM card you can access your account from any ATM machine. Members can use a surcharge free ATM machine at our location. You can make withdrawals, transfers, loan payments and inquire on your account balances.

With a BRCCU Debit MasterCard not only will you have access to your account at any ATM machine you can also use it anywhere you see the Master card logo displayed. A Debit MasterCard can simplify your life. Use your credit union checking account without writing checks, providing ID and waiting for check approval. Just swipe your card and go!

Your Debit MasterCard acts just like a check but without all of the hassles. Just hand the merchant your card, it gets swiped, you sign your reciept and the funds are automatically deducted from your BRCCU checking account. You can even use it for telephone and on-line transactions. Call us at (586) 727-6855 or e-mail us at for your Debit MasterCard application today.

If your card is lost or stolen please call us at (586)727-6855 or if after hours call 1-888-849-6046.





If you are planning on traveling out of Michigan, please notify the credit union in order to avoid any problems with the use of your card. For safety, security and peace of mind of our members, your debit card may be restricted from making signature based (non-pinned) purchases out of state. This fraud prevention tool could freeze your account when you try to use the card unless you have informed us of your travel plans in advance. On your written request we can authorize transactions for as long as you plan to travel.

You will need to contact us for Prior Authorization on your internet transactions outside of the United States. We will need to know the Name of the Website to permit use. To eliminate the need to call us first we strongly recommend that you enroll in MasterCard SecureCode. MasterCard SecureCode is easy to use and can help prevent fraudulent activity on your account by setting up unique security questions and passwords for your on-line purchases. You can enroll in MasterCard SecureCode by clicking on the "Enroll your MasterCard today" link located on the right hand side of the welcome page or on the "other services" page.

Important!! To ensure the effectiveness of all of our fraud monitoring services, if you change your home address or cell phone number notify Belle River Community Credit Union immediately in writing of the change

MasterCard® Automatic Billing Updater

Merchants that participate in the MasterCard Automatic Billing Updater program can now receive updated cardholder information for recurring MasterCard transactions. Information such as your expiration date, card number (if the original card was lost/stolen or compromised), and closed card notifications are updated and communicated directly to participating merchants with whom you have recurring payments. This service only applies to recurring MasterCard debit card payments.

You may opt out of this feature at any time by calling us at (586)727-6855 or emailing us at .

Automatic Billing Updater FAQ

What is MasterCard® Automatic Billing Updater?

MasterCard’s Automatic Billing Updater is a service that participating merchants can use to retrieve cardholder account changes, like new debit card numbers, to ensure as little disruption as possible for your account on file transactions and automated payments.

What are card-on-file automated Payments?

Card-on-file transactions are payments processed using a card number you’ve stored with a merchant or service provider:

Websites with whom you’ve created an account and saved your credit card information:

  • Online retailers (Amazon, Wayfair, etc.)
  • Movies/music/eBook download services (Netflix, Pandora, etc.)
  • Online payment services (PayPal, Digital Wallet, etc.)
  • Prescriptions

Automated payments are recurring payments you set up with a merchant or service provider:

  • Phone service
  • Cable or television service
  • Utilities
  • Radio subscriptions
  • Gym membership
  • Anti-virus software
  • Insurance Premiums

Will all of my payment information be automatically updated?

No. Automated Billing Updater is only available to participating merchants, and they can choose the frequency at which they check for updated payment information. To avoid late payments and penalties, you must check with your merchant to ensure your card information is updated.

How do I know what merchants I need to update?

Log in to your Online Banking and view your card transactions. Log in to the merchants’ website, go to your account information or profile, add your new MasterCard information, and delete your old card information.


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Belle River Community Credit Union
10636 Gratiot Avenue
P.O. Box 159
Richmond, Michigan 48062
(586) 727-6855
Fax: (586) 727-7460