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  Auto • SignatureMortgage


Belle River Community Credit Union offers a variety of loans with flexible repayment terms to suit your needs. 

To apply for a loan click here!

You will have an answer in 24 hours!


  Auto Loan Promotion

 Gas CardBesides getting a fast Pre-approval and a low interest rate, the benefits don’t stop there!    For every qualified auto loan, you will receive a $25 Gas Card and we will also donate $25 in your name to one of the following local charities: Operation Care Package, SNAP, or Turning Point. Or you may choose to donate all $50 to one of the above charities.

Get pre-approved now for your purchase or refinance your current auto loan

                                                                 from another financial institution!



Reduce your current rate by

0.50% APR*

As low as 2.49% for up to 60 months!

Bringing your Auto loan to BRCCU will instantly save on interest when you refinance with us!

These days, any extra money can come in handy. If you’re trying to cut costs wherever possible, refinancing your auto loan can free up some cash. For a limited time, when you refinance your auto from another financial institution BRCCU will reduce your interest rate by 0.50% APR for as low as 2.49% for up to 60 months. Refinancing can save you hundreds or even thousands of dollars over the life of your auto loan.

*APR= annual percentage yield. Subject to qualifications. Promotion excludes revolving credit, line of credit, mortgages, home equity loans, shared secured, other secured, current BRCCU vehicle loans and loans under $7,000.00.


Auto Loan Rates as low as 2.49% APR*! Click here for additional loan rates and financial calculators.

0.25% Discount for Members that are on direct deposit and have automated payments, OR members that take Life and Disability insurance. (Mortgages and Home Equities do not apply).

Besides getting a great interest rate, you will also help a local charity when you finance a loan with Belle River Community Credit Union. BRCCU will donate $50 in your name to one of these well deserving charities: Operation Care Package, SNAP, or Turning Point.**  

*APR=annual percentage rate.  Subject to qualifications. Rate includes direct deposit of net check and auto payments or members that take Credit Life & Disability insurance.

**Promotion excludes revolving credit, line of credit, mortgages, home equity loans, and loans under $7,000.00.



Looking to get some extra money? Maybe to escape the cold and go someplace warm? Maybe you want to make your dream home a reality? Apply for one of our Fast Cash loans today!

Interest rates start as low as
5.74% APR* applying is fast and easy. Have your answer to your loan application in 2 hours or less, and you could have the money by the next day!

*APR annual percentage rate. Subject to qualifications. Rate includes direct deposit of net check and auto payments or members that take Credit Life & Disability Insurance on their loan.  Discount excludes mortgage, home equity, revolving credit, line of credit, and share secured loans. 



BRCCU believes in our young adults and the future of our community and wants to help you get your first big “brake”. 

We offer new or used vehicle financing to our college bound students with a qualified co-signer at a rate .25% LOWER THAN OUR ALREADY LOW VEHICLE LOAN RATES!!   

Life is full of challenges today for young adults. It has become almost a necessity for you to obtain a college education to find a good paying job and further your career paths.  With this comes a multitude of expenses, the cost of a college education, financing a vehicle to travel to and from college or work and automobile insurance to name a few. In addition many of you pay very high interest rates for your first loans. This is because most financial institutions have risk-based lending policies based on credit score criteria where young people pay a very high interest rate due to lack of credit and length of employment, regardless of your parents co-signing. Not here we want to see you get a "brake".


Guaranteed Auto Protection (GAP)

Consider adding a GAP waiver to your next auto loan with us. It protects you in the event your vehicle is stolen or

damaged beyond repair. It relieves you of the difference between your loan balance and what your primary

insurance policy or third party insurance policy settlement pays you. Ask your loan officer about it the next

time you get an auto loan. (subject to terms, conditions, limitations, and fees)



With mortgage interest rates still very low now is the time to make the most of your home with our Mortgage and Home Equity loans. BRCCU has fixed rate mortgages available to suit our members needs. Mortgages are available at some of the lowest closing costs you'll find anywhere with competitive interest rates to match. Our fixed rate mortgage/home equity loans are the perfect way to finance items like these:

Home additions or renovations
College Educations
Debt Consolidations and More!

We service all mortgages so you'll never have to make payments elsewhere. For more information or to apply for your mortgage loan give us a call at (586)727-6855 or e-mail us at

Rates as low as:


1st Mortgage Loans

 15 year Fixed Rate 4.65% APR (0 points) 4.525% APR (1 point) 4.40% APR (2 points)

10 year Fixed Rate 4.45% APR (0 points) 4.325% APR (1 point) 4.20% APR (2 points)

Home Equity Loans

5 year Home Equity 5.25% APR*

7 year Home Equity 5.50% APR*

*APR = annual percentage rate.  Subject to qualifications.





 Mortgage Center

Mortgage Center
29621 Northwestern Hwy.

Southfield, MI 48034

Check Rates
Mortgage Calculator
Apply Now

BRCCU has some of the best mortgage rates around through our partnership with Mortgage Center. Whether you're getting started with your first mortgage or refinancing, we are the best place to turn to for your home financing. Isn't it time to go with someone you know? Ask one of our Member Service Representatives for more information or call our Mortgage Center directly at (888)429-6910.



Click on the following link for more information about purchasing your home:
House & Home



Belle River Community CU is proud to offer its members online resources, articles and tips.

Loan & Credit Management

Consumer Resources

Tax Planning

Financial Planning

Savings & Investments

Growing Members

Auto Buying



Green Path

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Belle River Community Credit Union
10636 Gratiot Avenue
P.O. Box 159
Richmond, Michigan 48062
(586) 727-6855
Fax: (586) 727-7460