Auto • Motorcycle • Mortgage
LOANS
BRCCU OFFERS A VARIETY OF LOANS WITH FLEXIBLE
REPAYMENT TERMS TO SUIT YOUR NEEDS.
To apply for a loan click here!
You will have an answer in 24 hours!!
We Have Money To Lend!
If you're planning to buy a new or used car, why go anywhere else for your financing when you are a member- owner of BRCCU? As a member you are eligible for rates as low as 2.74% APR* for new purchases and can even get pre-approved for your loan before you visit the showroom.
By us working together, BRCCU is able to offer you lower rates on loans, competitive rates on savings products and very low or no fees for services. But that's not all.....With each auto loan of $7,000 or more, Belle River will give you $75 cash.
* APR= Annual Percentage Rate. Subject to qualifications. Rate includes direct deposit of net check and auto payment.
Pre-Approved Loans: Even if you're just beginning to shop around, have your loan pre-approved at BRCCU. When you have a pre-approval loan, it's like shopping with cash!
Low Rates: BRCCU offers low rates for all of our loan programs. Auto Loans are as low as 2.74% APR*!! Click here to check out all of our current loan rates!
*annual percentage rate. Subject to approval
Give Your House A Facelift
Does your house need a facelift this spring? Our fixed rate mortgage/ equity loans are the perfect way to finance some of those home renovation projects. Whether it's a brand new roof, landscaping, re-modeling, new windows, or just painting, let BRCCU help give your home that shiny new facelift it needs:
Home Improvement Loans:
As low as 5.99% APR*
By financing $1,000.00 or more
At BRCCU, you can save hundreds on closing fees. There are no application fees, brokerage fees, or originiation fees. Our members only pay the associated costs. Contact us for more information at (586) 727-6855.
*Annual Percentage Rate. Subject to qualifications. Rate includes direct deposit of net check and auto payment.
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Guaranteed Auto Protection (GAP)
Consider adding a GAP waiver to your next auto loan with us. It protects you in the event your vehicle is stolen or damaged beyond repair. It relieves you of the difference between your loan balance and what your primary insurance policy or third party insurance policy settlement pays you. Ask your loan officer about it the next time you get an auto loan.
(subject to terms, conditions, limitations, and fees)
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NEW/USED AUTO AND TRUCK RATES!
Click here for additional loan rates and financial calculators
REMEMBER:
Members that are on direct deposit and have automated payments are eligible for an additional .25% off of any consumer loan rates. (Mortgages and Home Equities do not apply).
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New Auto Loans: Used Auto Loans:
(2010- 2012) (2009 & Older)
As Low As: As Low As:
Up to 60 Months: 2.74% APR* Up to 60 Months: 3.23% APR*
61 to 72 Months: 3.74%*
* Annual Percentage Rate. Subject to qualifications.
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MORTGAGES/HOME EQUITY
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Mortgage Center
29621 Northwestern Hwy.
Southfield, MI 48034
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BRCCU has some of the best mortgage rates around through our partnership with Mortgage Center. Whether you're getting started with your first mortgage or refinancing, we are the best place to turn to for your home financing. Isn't it time to go with someone you know? Ask one of our Member Service Representatives for more information or call our Mortgage Center directly at (888)429-6910.
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CU REALITY
Save Money. Save Time. Save The Hassle.
Shop for your next home; learn the value of your current home and save hundreds if not thousands on every real estate transaction when you use Mortgage Center's free, comprehensive real estate and home rebate program,
CU Realty.
With your Credit Union's Mortgage Center and CU Realty Services, you'll get unrestricted access to all the tips, tools and data you need to make informed decisions plus you'll get a rebate*- 20% off realtor commissions- when you buy or sell using a CU Realty Approved Agent.
WHAT STEPS ARE REQUIRED TO PARTICIPATE?
Start by Signing Up with CU Realty:
- Visit CU Realty's site to complete a quick and simple enrollment process.
- Log in once you are registered and select a Realtor from our Approved Agent network.
- You can do as much or as little housework as you like to supplement the services of your real estate agent with your unlimited access to the same tools the pros use:
Find out what your home is worth.
Research sale prices of properties comparable to yours.
Tips on preparing your home for sale.
- And much more....
Click Here to Get Started
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With mortgage interest rates still very low now is the time to make the most of your home with our Mortgage and Home Equity loans. BRCCU has fixed rate mortgages available to suit our members needs. Mortgages are available at some of the lowest closing costs you'll find anywhere with competitive interest rates to match. Our fixed rate mortgage/home equity loans are the perfect way to finance items like these:
Home additions or renovations
College Educations
Weddings
Debt Consolidations and More!
We service all mortgages so you'll never have to make payments elsewhere. We offer:
Rates as low as:
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Home Equity 5 year balloon 6.50% APR*
Home Equity 7 year balloon 7.00% APR*
Mortgage 15 year fixed - 0 points 4.00% APR*
*APR- Annual Percentage Rate
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Need information when you purchase your home?
click on the following link!
House & Home
For more information or to apply for your mortgage loan give us a call at (586)727-6855 or e-mail us at brccu@comcast.net.
Belle River Community CU is proud to offer its members online resources, articles and tips.
Belle River Community Credit Union
10636 Gratiot Avenue
P.O. Box 159
Richmond, Michigan
48062
(586) 727-6855
Fax: (586) 727-7460
brccu@comcast.net
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