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Loan Rates

Auto Other Real Estate 
 
Loan Rates & Terms
As of 06/21/2016
Up to 100% financing available!
Click Here to Apply Online!

  

 

*APR- Annual Percentage Rate

 TYPE

 TERM

APR*

 

 Auto Loans

 As Low As:

New Vehicles
(2015 - 2017)
Up to 36 months 1.74%**
 

Up to 60 months

61 to 72 months

73 to 84 months

 2.24%**

 2.49%**

2.99%**

 Used Vehicles
(2007 - 2014)

 up to 60 months 

up to 72 months

 2.99%**

3.49%**

Loan to value based on  credit score.  

College Student Auto loans

 

.25 less than regular auto loan with qualified comaker

 

 Share Secured Loans

 up to 60 months

 3.00%

     

 Share Certificate Secured Loans

  up to 36 months 

 CD rate + 2.50%

     
Other Types of Loans

    Motorcycles  New
(2015-
2017)

 up to 72 months

 5.25%

    Motorcycles Used
(2014 & Older)

 up to 72 months

 6.25%

 Boats - New

 up to 72 months

 4.25% 

 over $15,000.00

 73 to 120 months 

 4.49% 

over $50,000.00

121 to 180 months 4.99%

 Boats - Used 

 up to 72 months 

 5.24%

over $15,000.00

73 to 120 months

 5.49%

over $50,000.00

121 to 144 months 5.99%

 Snowmobiles

up to 60 months

 4.25%**

 Watercraft - Ski-doos, waverunners, etc

 up to 60 months 

 4.25%**

 Off Road

 up to 60 months 

 4.25%**

 Lawn Tractors

 up to 60 months 

 4.25%**

 Mowers

up to 60 months

 4.25%**

 Campers, Motorhomes, Travel Trailer New 

up to 72 months

 4.25%

over $15,000.00

 73 to 120 months 

 4.49% 

over $50,000.00

121 to 180 months 4.99%

 Used 

up to 72 months

 5.24%

 over $15,000.00

 73 to 120 months

 5.49%

over $50,000.00

121 to 144 months 5.99%

 Farm Equipment 

 up to 60 months 

 7.00% 

 Other Secured

 up to 60 months 

 7.25%

 Signature Loans

 up to 60 months 

 8.25%

 Revolving Credit Loans

 up to $7500.00 maximum

 8.00% 

Fast Cash &
Holiday Loans

up to $7500.00
up to 24 months

 5.74%

 

   

 

Real Estate Loans 

 

 Home Equity

 5 year balloon, maximum amortization
25 years

 6.50% 

 

7 year balloon

 6.00%

First Mortgages

 5 year balloon, maximum amortization 25 years 

 N/A 

 

  7 year balloon, maximum amortization 25 years

 N/A
 

 15 year fixed rate mortgage with 0 points

 3.50%
 

 10 year Balloon with 0 points

 3.25%

 Vacant Land

 5 year balloon, amortization 15 years, minimum 30% down payment required.

 7.00% 

 

 Terms and conditions subject to a loan officers approval...

 


*Subject to qualifications. Rate includes direct deposit of net check and auto payment or members that take credit Life & Disability insurance on their loan. Discount excludes Mortgage, Home Equity, and Share Secured loans.

 

 

Auto Calculators

  • Auto Loans - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
  • Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator!

Loan Calculators

  • Amortizing Loan Calculator - Enter your desired payment - and let us calculate your loan amount or enter in the loan amount and we will calculate your monthly payment!
  • Loan Comparison Calculator - Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Mortgage Calculators

  • Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.
  • Refinance Breakeven - Use this calculator to see how much interest you can save if you refinance your mortgage.

 


Belle River Community Credit Union
10636 Gratiot Avenue
P.O. Box 159
Richmond, Michigan 48062
(586) 727-6855
Fax: (586) 727-7460
brccu@comcast.net