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Auto • Other • Real Estate
Loan Rates & Terms
As of 06/21/2016
Up to 100% financing available!
Click Here to Apply Online!
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*APR- Annual Percentage Rate
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TYPE
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TERM
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APR*
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Auto Loans
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As Low As:
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New Vehicles
(2015 - 2017) |
Up to 36 months |
1.74%** |
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Up to 60 months
61 to 72 months
73 to 84 months
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2.24%**
2.49%**
2.99%**
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Used Vehicles
(2007 - 2014)
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up to 60 months
up to 72 months
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2.99%**
3.49%**
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| Loan to value based on |
credit score. |
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College Student Auto loans
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.25 less than regular auto loan with qualified comaker
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Share Secured Loans
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up to 60 months
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3.00%
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Share Certificate Secured Loans
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up to 36 months
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CD rate + 2.50%
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| Other Types of Loans |
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Motorcycles New
(2015-2017)
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up to 72 months
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5.25%
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Motorcycles Used
(2014 & Older)
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up to 72 months
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6.25%
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Boats - New
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up to 72 months
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4.25%
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over $15,000.00
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73 to 120 months
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4.49%
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over $50,000.00
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121 to 180 months |
4.99% |
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Boats - Used
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up to 72 months
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5.24%
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over $15,000.00
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73 to 120 months
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5.49%
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over $50,000.00
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121 to 144 months |
5.99% |
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Snowmobiles
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up to 60 months
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4.25%**
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Watercraft - Ski-doos, waverunners, etc
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up to 60 months
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4.25%**
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Off Road
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up to 60 months
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4.25%**
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Lawn Tractors
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up to 60 months
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4.25%**
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Mowers
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up to 60 months
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4.25%**
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Campers, Motorhomes, Travel Trailer New
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up to 72 months
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4.25%
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over $15,000.00
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73 to 120 months
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4.49%
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over $50,000.00
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121 to 180 months |
4.99% |
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Used
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up to 72 months
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5.24%
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over $15,000.00
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73 to 120 months
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5.49%
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over $50,000.00
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121 to 144 months |
5.99% |
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Farm Equipment
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up to 60 months
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7.00%
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Other Secured
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up to 60 months
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7.25%
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Signature Loans
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up to 60 months
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8.25%
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Revolving Credit Loans
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up to $7500.00 maximum
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8.00%
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Fast Cash &
Holiday Loans
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up to $7500.00
up to 24 months
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5.74%
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Real Estate Loans
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Home Equity
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5 year balloon, maximum amortization
25 years
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6.50%
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7 year balloon
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6.00% |
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First Mortgages
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5 year balloon, maximum amortization 25 years
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N/A
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7 year balloon, maximum amortization 25 years
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N/A |
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15 year fixed rate mortgage with 0 points
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3.50% |
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10 year Balloon with 0 points
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3.25%
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Vacant Land
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5 year balloon, amortization 15 years, minimum 30% down payment required.
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7.00%
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Terms and conditions subject to a loan officers approval...
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*Subject to qualifications. Rate includes direct deposit of net check and auto payment or members that take credit Life & Disability insurance on their loan. Discount excludes Mortgage, Home Equity, and Share Secured loans.
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Auto Calculators
- Auto Loans - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
- Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator!
Loan Calculators
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- Loan Comparison Calculator - Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.
Mortgage Calculators
- Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.
- Refinance Breakeven - Use this calculator to see how much interest you can save if you refinance your mortgage.
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Belle River Community Credit Union
10636 Gratiot Avenue
P.O. Box 159
Richmond, Michigan
48062
(586) 727-6855
Fax: (586) 727-7460
brccu@comcast.net
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