Savings/Investment Rates

 Savings  Certificates 

 Christmas Club Accounts     

                                
Christmas is fast approaching and for those members who made deposits into Christmas Club Accounts, funds will be transferred to your regular share accounts on November 1st in plenty of time for your holiday shopping.
For those members who are interested in opening a Christmas Club for next year, all you have to do is come into our office and sign an account card. You'll surprise yourself with what you can buy for Christmas with a consistent holiday savings plan.

Savings Rates & Terms
 As of 10/23/08
Rates subject to change without notice

 Share Accounts

APR* 

APY* 

 Regular Shares

 .75%

 .75%

 Youth Accounts

 .90%

  .90%

 Independence Accounts

.90%

 .90%

Money Market

1.50%

 1.51%

IRA

1.75%

1.76%

Club Accounts

APR* 

APY* 

 Christmas Club

 .65%

   .65%

 Stash Your Cash

 .65%

   .65%

 Certificates

APR* 

APY* 

 6 month

 2.50%

 2.52%

 12 month

 3.00%

3.03%

 18 month

 2.75%

 2.78%

 24 month

 3.25%

 3.29%

 36 month

 3.50%

 3.55%

SUPER SAVER
12 month CERTIFICATE
  

3.25%
$25,000.00 minimum

3.29%

 JUMBO
12 month CERTIFICATE

 3.75%
$100,000.00
minimum

 3.80%

 Youth Certificates

 APR*

 APY*

 6 Month

 2.50%
minimum of $250.00

 2.52%

 12 Month

 3.00%
minimum of $250.00

 3.03%

 IRA Certificates

APR* 

APY* 

 12 month

 3.00%

 3.03%

 24 month

 3.25%

 3.29%

 36 month

3.50%

 3.55%

 48 month

3.50%

 3.55%

 60 month

3.85%

 3.91%

*APR - Annual Percentage Rate, APY - Annual Percentage Yield

 

Savings Calculators

  • Savings Calculator - Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
  • Savings Goals - What will it take to reach your savings goal? This financial calculator helps you find out.  

Retirement Savings and Planning

  • Retirement Income Calculator - Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.

Credit Cards and Debt Management

  • Credit Card Payoff - Use this calculator to see what it will take to payoff your credit card balance, and what you can change to meet your repayment goals.
  • Personal Debt Consolidation - Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Investment Calculators

  • Investment Returns - There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Introducing the "You've Earned It" Account

 
Are you over 55 and worked hard all of your life? BRCCU is pleased to announce the You've Earned It Account*, where all of your hard work pays off with some free services designed just for you. Stop in and see one of our friendly member service reps today to find out more!

*Eligible members must be 55 years of age or older and have direct deposit to BRCCU.


 

 


Belle River Community Credit Union
10636 Gratiot Avenue
P.O. Box 159
Richmond, Michigan 48062
(586) 727-6855
Fax: (586) 727-7460
brccu@comcast.net