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TYPE |
TERM |
APR* |
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Auto Loans |
As Low As: |
|
New Vehicles
(2006 - 2008) |
up to 60 months |
5.25% |
|
|
61 to 72 months |
5.50% |
|
Used Vehicles
(2005 & Older) |
up to 60 months |
5.75% |
|
College Student Auto loans |
|
.25 less than regular auto loan with qualified comaker |
|
|
Share Secured Loans |
up to 60 months |
6.00% |
|
Share Certificate Secured Loans |
up to 36 months |
CD rate + 2.50% or 6.50% whichever is less |
| |
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Other Types of Loans |
|
|
Motorcycles New
(2006-2008) |
up to 72 months |
6.50% |
|
Motorcycles Used
(2005 & Older) |
up to 72 months |
6.75% |
| Boats - New |
up to 72 months |
6.50% |
|
over $15,000.00 |
84 to 120 months |
7.00% |
|
Boats - Used |
up to 72 months |
6.75% |
|
over $15,000.00 |
84 to 120 months |
7.25% |
|
Snowmobiles |
up to 36 months |
6.50% |
|
Watercraft - Ski-doos, waverunners, etc |
up to 36 months |
6.50% |
|
Off Road |
up to 36 months |
6.50% |
|
Lawn Tractors |
up to 72 months |
6.50% |
|
Mowers |
up to 72 months |
6.50% |
|
Campers, Motorhomes, Travel Trailer New |
up to 72 months |
6.50% |
|
over $15,000.00 |
84 to 120 months |
7.00% |
|
Used |
up to 72 months |
6.75% |
|
over $15,000.00 |
84 to 120 months |
7.25% |
|
Farm Equipment |
up to 60 months |
7.00% |
|
Other Secured |
up to 60 months |
7.25% |
|
Signature Loans |
up to 60 months |
10.00% |
|
Revolving Credit Loans |
up to $7500.00 maximum |
9.50% |
|
Holiday Loans |
Up to $5000.00
For up to 18 months |
8.50% |
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Real Estate Loans |
|
|
Home Equity |
5 year balloon, maximum amortization
25 years |
7.25% |
| |
7 year balloon |
7.75% |
|
First Mortgages |
5 year balloon, maximum amortization 25 years |
5.75% |
| |
7 year balloon, maximum amortization 25 years |
6.00% |
| |
15 year fixed rate mortgage with 0 points |
6.00% |
|
Vacant Land |
5 year balloon, amortization 15 years, 70% of appraised value |
7.25% |
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Terms and conditions subject to a loan officers approval... |
|
*APR- Annual Percentage Rate
Members that are on direct deposit and have automated payments are eligible for an additional .25% off of any consumer loan rates. (Mortgages, Home Equity loans do not apply).
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Auto Calculators
- Auto Loans - Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!
- Lease vs. Buy - Should you lease your next automobile or finance it? Find out with this calculator!
Loan Calculators
- Amortizing Loan Calculator - Enter your desired payment - and let us calculate your loan amount or enter in the loan amount and we will calculate your monthly payment!
- Loan Comparison Calculator - Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.
Mortgage Calculators
- Mortgage Payoff - Save thousands of dollars in interest by increasing your monthly mortgage payment.
- Refinance Breakeven - Use this calculator to see how much interest you can save if you refinance your mortgage.
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Belle River Community Credit Union
10636 Gratiot Avenue
P.O. Box 159
Richmond, Michigan
48062
(586) 727-6855
Fax: (586) 727-7460
brccu@comcast.net
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