Rake in the savings when you FALL for our amazing Loan Rates......

Vehicle Loans
New (2012 to 2014)
Up to 36 months......
As Low As 1.74% APR**
Up to 60 months
As Low As 2.49% APR**

Used (2011 & Older)
Up to 60 months
As Low As 2.98% APR**

RV & Boat Loans
New (2012 to 2014)
Up to 72 months....
As Low As 5.49% APR**

Used (2011 & Older)
Up to 72 months......
As Low As 5.74% APR**

Mortgage Loans
15 Year Fixed
As Low As 3.50% APR*

10 Year Fixed Rate
As Low As 3.00% APR*

If you are looking for a new vehicle or have higher interest-rate loans at other lenders, bring those loans to BRCCU. You’ll be amazed at how much money you can save by financing or refinancing your loan with your Credit Union.

We will give you $75.00 in cash at the time of closing for any vehicle loan over $10,000.00. Take advantage of this great offer; call us, visit us online or stop by our office to apply.

*Annual percentage rate.

** Annual Percentage Rate. Subject to qualifications. Rate includes direct deposit of net check and auto payment.

**IMPORTANT NOTICE – PAPER STATEMENT FEE

SIGN UP FOR E-STATEMENTS & SAVE A TREE

Belle River Community Credit Union works hard on behalf of our member/owners to offer valuable products, convenient services and competitive rates. We strive to keep expenses low to pass through as much savings as we possibly can to our members. These savings are in the form of more services, better rates and lower fees.

In today’s environment of low yielding rates constrained by government policy, constant regulatory changes and rising expenses we have continued our 77 year commitment to keep loan rates low and fees to a minimum. Unfortunately, the cost of postage and mailing expenses have risen greatly over the years. Ultimately these constant increases have forced the Board and Management to take steps to mitigate the effect of these costs to the credit union. In an effort to defray these costs we will be transitioning to e-statements

Effective December 1, 2013 a paper statement fee of $2.00 for each month in which you receive a statement will be charged. This fee will apply to monthly and quarterly account statements. To avoid this fee you can sign up for e-statements. This fee will not apply to an account in which the primary member is under 18 years of age or members 70 and older on the date this fee is assessed.

When members sign up for E-Statements you will not only support a greener environment but save the cost of mailing a paper statement passing the savings to the membership in low loan rates and service pricing.

Benefits of e-statements:

Greener Environment: To help the environment by eliminating waste and reducing more landfills.

Speed: Immediate access to your statement.

Convenience: Statements are archived online for easy download and storage. You will be able to print the statements yourself or “warehouse” them to a media file in your home.

Security: Secure electronic filing. Reduce the risk of paper statements getting lost or stolen in the mail.

Savings: Remember you are an owner of the credit union. Paper statements are an added expense. E-statements allow the credit union to pass through more savings to you in the form of more services, better rates and lower fees.

To sign up for e-statements go to www.brccu.com, log into YOUR CU@HOME and select e statements under the services tab. Once you enroll, you will avoid the paper statement fee and also earn 175 points towards your Belle River Bucks to receive free stuff, such as free gift cards, gift certificates to local businesses and much more!

If you are not enrolled for YourCU@home please contact us for your initial sign-on

HOLIDAY LOANS
YULE LOVE OUR RATES!

No matter what your Holiday needs, BRCCU has the perfect loan for you. Maybe a large Christmas gathering, a holiday ski vacation, a diamond necklace for your sweetie or watching the Macy’s parade on a new flat screen TV. You can have it all with a low interest rate loan from BRCCU.

As low as 5.74 % APR*

Financing up to 24 months

*Annual percentage rate. Rate includes direct deposit of net check and auto payment.

Toy Donation Drive

Bring a smile to a child’s face on Christmas Morning by donating gifts!! Belle River Community Credit Union is pleased to announce that we will once again partner with the Richmond Lions and Good Fellows to gather toys for children in need. Last year do to the kindness of our members we were able to fill two full boxes of toys! We hope that we can continue to depend on your generosity again as families continue to struggle.

HOLIDAY CLOSINGS:
Veterans Day- Monday, November 11
Thanksgiving Day- Thursday, November 28
Christmas Day- Wednesday, December 25
New Year’s Day- Wednesday, January 1
Martin Luther King, Jr. Day- Monday, January 20

Special Holiday Hours:

Christmas Eve, Tuesday, December 24…..9 A.M to 1 P.M

New Years Eve, Tuesday, December 31….9 A.M to 1 P.M